Like many families I find money to be real tight during the month of December. I am one of those real bad procrastinators. I shop pretty well last minute. But there's a few things that you can do with your family to make it easier on the budget as well as making sure everyone gets exactly what they want.
1. PICK NAMES OUT OF A HAT:

2. HAVE A POTLUCK DINNER:

3. BUDGET:

This word is like a swear word for me, but it needs to be done especially during the holidays. Watch how much you spend, and make sure you have enough money for the bills. The cable and the Water Companys never sleep during the month of December.
4. DON'T BE A GRINCH

OR A SCROOGE:

Just because you don't feel the holiday cheer doesn't mean your family has to suffer. Put on a happy face and keep your grumpiness to yourself. So what if you found out Santa isn't real and your mom and dad have been eating the cookies and milk you left for him. Santa at one point was a real man who's name really was a Saint Nick....do your own research people, and please don't leave this out when raising your kids. They need to know the difference between the Coke-a-Cola Santa and the real one.
I hope that helps.
HAPPY HOLIDAYS PEEPS
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